North Carolina Notary Practice Exam

What action is required if a document contains the phrase "sworn or affirmed"?

1. No action required

2. An oath or affirmation must be read

3. Only a signature is needed

4. Witnesses must be present

The correct answer is: An oath or affirmation must be read

When a document includes the phrase "sworn or affirmed," it indicates that the signer is either taking an oath (a solemn promise regarding the truth of the contents) or making an affirmation (a formal declaration of truth). In such cases, the notary must read the oath or affirmation to the signer before they sign the document. This ensures that the signer understands the gravity of what they are affirming and is making a legally binding commitment to the truthfulness of the statements contained in the document. The requirement to read the oath or affirmation is integral to the notarial process, as it reinforces the legal obligations the signer is undertaking. This process upholds the integrity of the notarial act and provides a safeguard against false statements, as the signer is making a formal declaration under the penalties of perjury. Thus, taking action to read the oath or affirmation is essential when encountering the phrase "sworn or affirmed" in a document.